图书简介
The goal of this collection is to explore debt neither as a problem nor a solution but as a phenomenon and to promote the exchange of knowledge to better comprehend why consumers and businesses decide to borrow money. It asks what happens to businesses and consumers under a heavy debt load, and what legal norms and institutions societies need to encourage the efficient use of debt while promoting a greater understanding of the global phenomenon of increased indebtedness and societal dependence.
List of Contributors; Preface; I. Social Institutions That Create an Indebted World; Chapter One; Debt, Credit and Poverty in Early Modern England; Craig Muldrew, Senior Lecturer in History, Queens’ College, University of Cambridge; Chapter Two; Debt and the Simulation of Social Class; Teresa A. Sullivan, Provost and Executive Vice President for Academic Affairs, and Professor of Sociology, University of Michigan; Chapter Three; Hyperconsumption and Hyperdebt: A Hypercritical Analysis; George Ritzer, Distinguished University Professor, University of Maryland; II. Decisions to Lend; Chapter Four; Lender Incentives, Credit Risk, and Securitization: Evidence from the Subprime Mortgage Crisis; Amir Sufi, Associate Professor of Finance, University of Chicago; Chapter Five; How and Why Credit Assessors Get it Wrong When Judging the Risk of Borrowers: Past and Present Evidence at Home and Abroad; Paul Vaaler, Associate Professor of Management, University of Minnesota; Gerry McNamara, Professor of Management, Michigan State University; III. Decisions to Borrow; Chapter Six; The Psychology of Debt in Poor Households in Britain; Stephen E.G. Lea, Professor of Psychology and Head of School, University of Exeter; Avril J. Mewse, Senior Lecturer in Psychology, University of Exeter; Wendy Wrapson, Honorary Fellow in Psychology, University of Exeter; Chapter Seven; Brain, Decision, and Debt; Brian Knutson, Associate Professor of Psychology and Neuroscience, Stanford University; Gregory R. Samanez-Larkin, Doctoral Candidate in Psychology, Stanford University; Chapter Eight; The Limits of Enhanced Disclosure in Bankruptcy Law: Anticipated and Experienced Emotion; Richard L. Wiener, Professor of Psychology and Director of the Law and Psychology Program, University of Nebraska at Lincoln; Jason A. Cantone, Doctoral Candidate in Psychology, University of Nebraska at Lincoln; Michael Holtje, Doctoral Candidate in Psychology, University of Nebraska at Lincoln; Susan Block-Lieb, Professor of Law, Fordham University; IV. Political and Legal Responses to Over-Indebtedness; Chapter Nine; The Virtue of Consumer Bankruptcy; Heidi M. Hurd, David C. Baum Professor of Law and Professor of Philosophy, University of Illinois; Chapter Ten; Missing Debtors: National Lawmaking and Global Norm-Making of Corporate Bankruptcy Regimes; Terence C. Halliday, Co-Director, Center on Law and Globalization of the American Bar Foundation & the University of Illinois College of Law, and Research Professor, American Bar Foundation; Susan Block-Lieb, Professor of Law, Fordham University; Bruce G. Carruthers, Professor of Sociology, Northwestern University; Chapter Eleven; Balance of Knowledge; Elizabeth Warren, Leo Gottlieb Professor of Law, Harvard University; Index
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