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List of tables and figures; Preface; Part I. The Rise of Pensioning: 1. Savings, work and old age in Victorian Britain; 2. Rival pioneers of collectivism: pensions, the state and employers (1899–1927); 3. The insurance challenge (1927–56); 4. The state: partner or competitor? (1940–78); 5. Competition and professionalisation: the maturing of the pension market (1956–79); Part II. The Shaping of the Modern Pensions Institution: 6. Accident and design in the evolution of pensions; 7. Pensions in peril? security, solvency and vesting; 8. Designing the benefit structure; 9. Retirement: age discrimination or the fruits of prosperity?; Epilogue; Statistical appendix; A note on sources; Notes; Index.

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