This book seeks to present the importance of household financial management using academic research and case studies. Covering all aspects of household financial management throughout their lifecycle, each chapter is devoted to a central topic such as digital payments, equity investments, and retirement planning.In each chapter, readers are presented with economic concepts and theories in an accessible way and are shown how they can benefit from it. For instance, the book examines how different markets work, including the credit markets, insurance markets and housing markets. With an understanding of how these markets work, readers can make a more informed decision with the use of financial instruments and markets.The book further highlights puzzles in household finance that examine how households make sub-optimal decisions. Through evidence-based research, this can be attributed to different cognitive and behavioral biases, as well as a lack of financial literacy. With the use of real-life examples, readers would be exposed to the different mistakes made by households, such as the credit card debt puzzle and stock market participation puzzle.By integrating theories and empirical evidence from economics and finance, this book informs households on what they should do to avoid common pitfalls in managing their finances.Key FeaturesSummarizes research developed in household finance comprehensively Makes academic research accessible and relevant to allIntegrates cutting edge economic research into practical tips for households

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