Financing Micro Health Insurance:Theory, Methods and Evidence

Financing Micro Health Insurance:Theory, Methods and Evidence（Theory, Methods and Evidence）

融资微健康保险：理论、方法和证据
营养学

原价：

￥ 2167.00

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发货周期：预计3-5周发货

作者

Dror David M

出版社

World Scientific Publishing

出版时间

2018年08月21日

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ＩＳＢＮ

9789813238473

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页码

460

语种

英文

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图书简介

Healthcare for all at affordable prices is still a major but universally elusive goal. Everyone spends money on healthcare, and it is the most impoverishing consumption item. Thus, most governments (and the United Nations) promote Universal Health Coverage — each country’s unique blend of tools for healthcare financing, including taxes, subsidies and market controls. Most people in low- and middle-income countries (LMICs) have no health insurance of any kind. And most LMIC governments lack the political will, information, or resources to require their citizens to buy health insurance themselves or to subsidize insurance for all who cannot afford the price. This book deals with financing voluntary and contributory health insurance for resource-poor and rural groups in LMICs. This book addresses three issues. The first is how to catalyse demand for health insurance and develop insurance literacy among the largely illiterate and innumerate target population, using training programs to build an enabling consensus, allowing locals to create and administer such schemes. The second involves the process of developing simplified methods for risk assessment, which can help to underwrite risks, price the micro health insurance schemes, and ensure proper implementation. The third issue is formulating a compelling business case which would make this health insurance affordable, financially sustainable, and operationally scalable. This book develops insurance education and financial literacy for students of economics, business administration, insurance, development studies, and social work to prepare them for practical work as implementers, policymakers, or evaluators. A supplementary section for teachers and students includes comprehension questions.

Foreword; Acknowledgments; About the Author; Theory: Synthesis; The Demand for (Micro) Health Insurance in the Informal Sector; The Effect of Consensus on Demand for Voluntary Uptake of MHI in Rural India; \"One for All and All for One\": Consensus-Building within Communities in Rural India on their Health Microinsurance Package; Willingness-to-Pay (WTP) for Health Insurance; The Elusive Quest for Estimates of WTP For Health Insurance; Estimating Willingness-to-Pay for Health Insurance among Rural Poor in India by Reference to Engel’s Law; Systematic Review of Willingness-to-Pay for Health Insurance in Low- and Middle-Income Countries; Hardship Financing of Healthcare among Rural Poor in Orissa, India; Illness Mapping: A Time- and Cost Effective Method to Estimate Healthcare Data Needed to Establish Community-Based Health Insurance; Methods: A Model to Estimate the Impact of Thresholds and Caps on Coverage Levels in Community-Based Health Insurance Schemes in Low-Income Countries; Can Health Microinsurance Serving Rural Poor Populations be Financially Sustainable? Proving the Business Case with Data from India and Nepal; Do Micro Health Insurance Units Need Capital or Reinsurance? A Simulated Exercise to Examine Different Alternatives; Evidence: Health Insurance Benefit Packages Prioritized by Los-Income Clients in India: Three Criteria to Estimate Effectiveness of Choice; What Factors Affect Voluntary Uptake of Community-Based Health Insurance Schemes in Low- and Middle-Income Countries? A Systematic Review and Meta-Analysis; Building Awareness to Health Insurance among the Target Population of Community-Based Health Insurance Schemes in Rural India; Mobilizing Community-Based Health Insurance to Enhance Awareness and Prevention of Airborne, Vector-Borne and Waterborne Diseases in Rural India; Enrolment in Community-Based Health Insurance Schemes in Rural Bihar and Uttar Pradesh, India; Implementing a Participatory Model of Micro Health Insurance among Rural Poor with Evidence from Nepal; Microinsurance: Innovations in Low-Cost Health Insurance; Can the Rural Poor in India Afford to Treat Non-Communicable Diseases?; ’First we go to the Small Doctor’: First Contact for Curative Health Care sought by Rural Communities in Andhra Pradesh and Orissa, India; Impact: Field-Based Evidence of Enhanced Healthcare Utilization among Persons Insured by MHI Units in Philippines; Impact of Community-Based Health Insurance in Rural India on Self-Medication and Financial Protection of the Insured; The Impact of Filipino Micro Health-Insurance Units on Income-Related Equality of Access to Healthcare;

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